Does it hurt your credit score when you pull your own credit report?

Soft inquiries DO NOT affect your credit scores. Here are some examples of what would be considered soft inquiries:

• When you pull your own credit.
  
• When one of your existing creditors does a periodic review of your credit. This is called an account review.
  
• When a creditor has purchased your name from the credit bureaus for the purposes of sending you some sort of credit solicitation in the mail. This is called a promotional inquiry.
  
• When an employer checks your credit before hiring you.
  
• When you apply for auto insurance.
  
• When a landlord checks your credit