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If you feel that your credit challenges are too much to handle on your own, and you are looking to hire a professional company to help improve your credit scores, you should consider hiring Credit Resource Corporation.

CRC works with their clients on 100% of what makes up the credit score. Most borrowers believe that the only reason they have a low score is because of late pays, charge-offs, bankruptcies, etc., but did you know that there are instances wherein a borrower with a bankruptcy may have a higher score than a borrower with just a couple late pays? The fact is that there are many reasons why a credit score is low and the only way to know what those reasons are is through experience, research and staying on top of the credit industry laws and changes in the scoring model industry. CRC has dug into more than 15,000 credit challenged situations. We have the experience.

At CRC, we are direct and honest. We realize that for many individuals paying for Credit Improvement may be difficult to justify, so we like to address this issue right up front. It is important to us that we make sure our clients are content and comfortable with our fees and we do that by helping prospective clients establish what the benefits of improving their credit would be to their lives. Click Here to read more and to learn about CRC's Payment Plan Options for our 6-Month Programs.

6-MONTH CREDIT IMPROVEMENT & EDUCATION PLAN: Just $295.00 To Start and $120.00 per month for 5 months (Read About Our Payment Plans Here)

6 Months of credit remediation and education that you will get no where else (results can start in the first 30-45 days) (valued at 895.00)
Includes a Consultation with a Credit Specialist (valued at $150.00)
In-depth Credit Profile Evaluation, Analysis Report/Take Action Plan (valued at $195.00)
Linda Ferrari's 6-Part Credit Education Series (valued at $150.00)
100% Customer Satisfaction for 11 years!
Up to 150+ point increase in credit scores
Coaching from the leading experts in the credit industry
Score Driven experts that work on all factors that make up the credit score
Highly experienced firm with case studies and countless testimonials to validate results
You will get their life back!
100% Money Back Guarantee
On-line Access To Your Account

6-MONTH INDIVIDUAL+1 CREDIT IMPROVEMENT & EDUCATION PLAN: $595.00 To Start and $180.00 per month for 5 Months (Read About Our Payment Plans Here) Note: Individual+1 means any two people coming into the program together, starting their files at the same time. Husband/Wife, Individual/Spouse, Brother/Sister, Best Friends, etc.

Includes all of the above for 2 people

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90-DAY CREDIT IMPROVEMENT & EDUCATION PLAN: $495.00
For those borrowers who have one or two credit challenges keeping you from successful loan approval, or from qualifying for a loan at affordable interest rates, you may qualify for CRC's 90-Day program.

3 Months of credit remediation and education that you will get no where else (results can start in the first 30-45 days)

Includes a Consultation with a Credit Specialist (valued at $150.00)

In-depth Credit Profile Evaluation, Analysis Report/Take Action Plan (valued at $195.00)

Coaching from the leading experts in the credit industry

Score Driven experts that work on all factors that make up the credit score

Highly experienced firm with case studies and countless testimonials to validate results

You will get their life back!

On-line Access To Your Account

ADD ON - BK Relist: $250 (Individual) $400 (Individual+1)
After bankruptcy, many credit reports often retain inaccurate information. In many cases, debts that were discharged and were supposed to have the obligations (amounts due) updated by the creditors and/or the credit bureau(s) are not updated correctly on the consumer's credit file, which can result in one's credit being damaged further. Accounts discharged in bankruptcy may also end up being incorrectly reported by collection agencies as new negative obligations with balances owing. This misrepresentation of information may further negatively impact the consumer's life as well as their credit reports and credit score, affecting employment background checks and housing opportunities.

CRC will conduct an audit against your of the credit reports using your Bankruptcy Paperwork, looking for inaccurate information to determine if you have any "tradelines" (accounts) appearing on their credit reports that indicate erroneous past due balances owing, open charge offs, outstanding collections, and duplicate collections, even though these obligations and their balances were discharged via bankruptcy. Making these corrections to one's credit report can go a long way toward reestablishing good credit and improving credit scores.

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ADD ON - Expedite It: $200 (Individual) $350 (Individual+1)
For those borrowers who are in a hurry to proceed with the loan process, CRC offers "Expedite It", a program that focuses on creating faster results for those individuals who sign up for one of the 6-Month Programs. You can apply this add on to the programs above at a cost of $200 for an individual, and $350 for an individual/plus 1. Regardless of how quickly you produces results, you will still remain in the program for 6 Months. There are no guarantees, however, the 100% refund policy still applies to the basic program. The expedite fees are non-refundable.

EXTENSION PLANS
Although CRC will work with you aggressively in their 6-month program, there are instances where 6 months may not be enough time to produce the results that you are looking for (i.e. Identity Theft cases, files with multiple derogatory tradelines, etc.) For this reason, CRC offers the following extension programs to our clients:

Month-to-Month Extension: $135.00/Individual - $225.00/Individual+1
90-Day Extension: $375.00/Individual - $625.00/Individual+1
6-Month Extension: $700.00/Individual - $1150.00/Individual+1

Extension programs must be exercised within 30 days of original end date for the above fees to apply.

DEBT NEGOTIATION
Debt Negotiation is when you make an agreement with a creditor to pay a lump sum amount for a bad debt that is less than the amount you actually owe. Debts can be negotiated for between 30-60% of the original debt, however, you must be able to make the lump sum payment at the time of negotiation. You are a candidate for Debt Negotiation if:

You are still current on accounts, but are just about to go into default for a long period of time due to financial hardship (loss of job, medical crisis, divorce). It is true that most creditors make it very difficult to negotiate debts that are still open active accounts, but we have seen many successful negotiations done before the account is actually in default. This is especially doable if you are upside down in your mortgage payments.

You are already delinquent on accounts by a few months and do not foresee being able to catch up any time soon.

You have accounts that have already been charged-off or sent to collections.

You are being threatened by lawsuit or judgment.

Debt negotiation is a strategic and a time-consuming process, and is easier to accomplish with limited emotional attachment involved. Collection agencies are ruthless, and will go to any extent to scare you into thinking that they will take away everything from you if you don't pay your debt in full today on their terms. This is not true, however at CRC we know how intimidating it can be.

If you are ready to pay down your charge-offs, collections and unpaid judgments, and you don't have the time, or energy to face down the collection agencies or creditors on your own, CRC can help.

If you are interested in Debt Negotiation Services, please contact CRC so that a specialist can give you an estimate of how much it will cost you to negotiate down your existing past due debt. This service also requires a different CRC agreement.

Credit Resource Corp.

2003